Loan Bucket

home LOAN (33)

Home Loan Eligibility :

You have to meet some basic conditions to get a home loan. Our easy-to-use home loan eligibility calculator will let you determine your housing loan eligibility in a quick and seamless manner. You can use our Home Loan Eligibility Calculator to find out your eligibility. To be eligible for Tata Capital Home Loan, you have to meet a few basic home loan eligibility criteria. 

  • You should be a salaried individual or a self-employed professional
  • Individuals or Group of Individuals or Members of Cooperative Society
  • Employed: 3 years confirmed service
  • Self employed: 3 years in the business
  • Not a defaulter and should not enjoy any other credit facility of same nature
  • Should own the house in his name or spouse
  • Applicant not more than 60 years

Ways to Improve Your Home Loan Eligibility

There are four major ways in which you can improve your home loan eligibility. They are –

  • Opting for a Longer Tenure

  • Improving Your CIBIL Score

  • Having an Additional Source of Income

  • Adding a Co-applicant