
home LOAN (33)
Home Loan Eligibility :
You have to meet some basic conditions to get a home loan. Our easy-to-use home loan eligibility calculator will let you determine your housing loan eligibility in a quick and seamless manner. You can use our Home Loan Eligibility Calculator to find out your eligibility. To be eligible for Tata Capital Home Loan, you have to meet a few basic home loan eligibility criteria.
- You should be a salaried individual or a self-employed professional
- Individuals or Group of Individuals or Members of Cooperative Society
- Employed: 3 years confirmed service
- Self employed: 3 years in the business
- Not a defaulter and should not enjoy any other credit facility of same nature
- Should own the house in his name or spouse
- Applicant not more than 60 years
Ways to Improve Your Home Loan Eligibility
There are four major ways in which you can improve your home loan eligibility. They are –
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Opting for a Longer Tenure
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Improving Your CIBIL Score
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Having an Additional Source of Income
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Adding a Co-applicant